Terms and Conditions

Welcome to White Coat Student Loans (“Company,” “we,” “our,” or “us”). By accessing or using our website [www.whitecoatstudentloans.com] and/or scheduling a consultation, you agree to be bound by the following Terms and Conditions.  1.) Educational Purpose Only:  The content on this website and the services provided through consultations are intended for educational and informational purposes only. We are not providing legal, tax, or investment advice. You are solely responsible for any decisions made based on our discussion.  2.) No Financial Advisory Relationship:  Engaging with White Coat Student Loans does not establish a fiduciary or financial advisor-client relationship. We provide guidance to help you understand your student loan options and financial landscape, but we do not make decisions on your behalf.  3.) User Responsibilities: You agree to provide accurate, complete, and current information when scheduling consultations or submitting data. You are responsible for safeguarding your personal and financial information shared with us.  4.) Payment and Refund Policy:  All consultation sessions must be paid in full before booking. Fees are non-refundable once the session has occurred. Cancellations or rescheduling must be made at least 24 hours in advance to avoid forfeiting your session.  5.) Privacy:   Your privacy is important to us. We will never sell or share your information with third parties. Please refer to our [Privacy Policy] for more details.  6.) Intellectual Property:  All content on this site — including text, graphics, logos, and materials — is the property of White Coat Student Loans and may not be copied, modified, or distributed without written permission.  7.) Limitation of Liability: White Coat Student Loans is not liable for any direct or indirect losses, damages, or decisions made based on the use of our services or materials. All services are offered “as is,” without warranties of any kind.  8.) Changes to Terms:  We reserve the right to update or modify these Terms and Conditions at any time. Your continued use of the website or services constitutes acceptance of any changes.  Contact Us: If you have any questions about these Terms, please contact nicole@whitecoatstudentloans.com.  Effective Date: January 01, 2025.